Society has come a tremendous way from early Roman time when burial policies cost one penny. The Romans had worked out that conquering the world left many dead and that the dead needed to be buried back home. So massive ships were built and filled with bodies then shipped back home. The cost of ferry fare was indeed one penny and so the first real insurance policy was created. In fact religion to be precise does detail various forms of insurance concepts, lending and banking facilities, profit and lost situations. The Chinese, centuries before had obviously come to terms with the cost factors involved in such matters however, the concept of providing for the living is more modern in nature. How you will be remembered is not only poinient today but prudent as blood is generally thicker than water.
